Protection
the mortgage departmentShould you fail to disclose or misrepresent a fact, then you risk the insurer only paying part of a claim, declining to pay all claim and possibly, declaring the policy invalid.
Buying a home is a big milestone, and it often means considering the unexpected.
If life takes an unforeseen turn, it helps to have protection in place. After all, you’ve worked hard to get where you are.
At The Mortgage Department, we’ll provide advice on the right protection policies, advice on protection policies that may help you manage mortgage repayments if your circumstances change; cover depends on the policy terms and eligibility.
We’ll go through all your options to help you find a policy that suits both your needs and your budget. And of course, we’ll handle the paperwork, making the process as straightforward as possible.
the mortgage department
Protection Services
Life Insurance
Life insurance comes in various forms, but it generally provides a lump sum payout (equivalent to the insured amount) in the event of your death.
Critical Illness Cover
Critical illness cover provides a lump sum payout if you’re diagnosed with a specified serious illness.
Income Protection
Income protection plans provide a monthly benefit to replace a portion of your earnings if you’re unable to work due to illness or injury.
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